BankIA / Indicators
Colombia’s financial indicators today
TRM, usury rate and upcoming holidays, with the official source and the date of each data point. If a source fails, the last good value is shown with its date; never an invented number.
The current TRM is $3,170.46 per dollar, certified for October 16, 2026.
Fuente: Financial Superintendency of Colombia · datos.gov.co (32sa-8pi3).The usury rate for consumer and ordinary loans is an effective annual rate of 28.59%, that is, 1.5 times the current bank interest rate (interés bancario corriente) of 19.06%. Valid from October 1, 2026 to October 31, 2026 (Resolución 1472).
Fuente: Financial Superintendency of Colombia · datos.gov.co (pare-7x5i).TRM, recent days
Source: Superintendencia Financiera de Colombia · datos.gov.co (32sa-8pi3). The TRM (official COP/USD exchange rate) is the weighted average of dollar purchase and sale transactions in Colombia.
Usury rate by loan type
The usury rate is 1.5 times the current bank interest rate certified by the Superintendencia Financiera.
| Type | Current bank interest rate | Usury rate |
|---|---|---|
| LOW-AMOUNT CONSUMER CREDIT | 44.44 % | 66.66 % |
| CONSUMER AND ORDINARY | 19.06 % | 28.59 % |
| CREDITO POPULAR PRODUCTIVO RURAL | 43.63 % | 65.45 % |
| CREDITO POPULAR PRODUCTIVO URBANO | 58.41 % | 87.62 % |
| CREDITO PRODUCTIVO MAYOR MONTO | 27.50 % | 41.25 % |
| CREDITO PRODUCTIVO RURAL | 20.63 % | 30.95 % |
| CREDITO PRODUCTIVO URBANO | 38.26 % | 57.39 % |
Effective: October 1, 2026 to October 31, 2026. Source: Superintendencia Financiera de Colombia · datos.gov.co (pare-7x5i). Effective annual figures.
Upcoming holidays in Colombia
| Date | Holiday |
|---|---|
| November 2, 2026 | All Saints’ Day |
| November 16, 2026 | Independence of Cartagena |
| December 8, 2026 | Immaculate Conception |
| December 25, 2026 | Christmas |
Calculated according to Ley 51 de 1983 (holidays moved to Monday) and the date of Holy Week.
What’s coming
We are adding the DTF, IBR, UVR and IPC. We will publish them here once the official source allows automatic access, always with their date and license. After that we will add free calculators: a loan simulator, a CDT calculator and a rate comparison tool.
Data updated on October 16, 2026. For informational purposes only; it does not constitute financial advice.
To understand the indicators
Usury rate in Colombia: what it is and how it is calculated
The usury rate is the legal interest cap in Colombia: 1.5 times the current bank interest rate. What it is, who certifies it and where to see the current one.
Read the guide →Effective vs. nominal rate: differences and examples
What effective annual, nominal in-arrears and nominal in-advance rates are, how to convert them and why it matters when comparing loans and savings.
Read the guide →What the TRM is and how to use it to convert dollars
The TRM is Colombia’s official dollar exchange rate. What it is, who certifies it, how long it applies and how to convert dollars to pesos with it.
Read the guide →